  An
Auto Loan Deal that’s Real
Are you tired
of trying to decipher the truth about all the “amazing”
auto loan offers you see? Then come to Artesian City Federal Credit
Union for a great deal you know is real!
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Make
Smart
Travel Plans
If
you are making plans for summer travel, don’t get caught
unaware! While debit cards offer outstanding convenience for
many purchases, they are not a good method of payment for
many travel purchases. When you use a debit card to reserve
a hotel room or rent a car, your funds will be put on hold
for a specified period of time before being automatically
released.
When you check out of the hotel or return your car, your bill
will be deducted from your account; however, the hold will
not be immediately released. Thus, the amount of the first
hold could continue to tie up your funds for several days.
To avoid this problem, consider using a credit card when making
your travel plans. |
Dealer
financing may look too good to pass up, but don’t be fooled.
Recently, trusted consumer advisors have been shedding light on the
pitfalls of dealer financing. What do they have to say? Americans
who choose dealer financing for their auto
purchase probably pay way too much according to the Dateline NBC Hidden
Camera Investigation "Car Sales: Tricks of the Trade" aired
last December. Similarly, consumer advocate Clark Howard’s “Show
Notes” from January 27 say: “Getting financing through
the dealership is the worst route you can take because this is where
they try to make the most profit…. Research from the Consumer
Federation of America shows that you may have paid as much as $5,000
extra dollars if you do financing with the dealership.” These
consumer experts both suggest that consumers take advantage of credit
union financing.
We
offer:
-
Rates as low as 3.5% APR* on new vehicles
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Terms up to 72 months
-
Up to 100% financing
And best of
all, you know what you’re getting: personal service and quick
approval from someone looking out for your best interest. Our loan
doesn’t limit you to certain models or on-site stock, and
you won’t find any surprise restrictions.
So before you
sign anything at the dealership, contact the credit union first.
Call us at (229) 436-4019 or log on to www.artesianfcu.org
for more information or an application. We can help you shop smart
and save!
All
loans subject to credit approval. Certain restrictions apply.
*Annual Percentage Rate.
For more information from Clark Howard and Dateline NBC on savvy
auto shopping, visit www.clarkhoward.com
and http://msnbc.msn.com/id/3660557.
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