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July 2005

Contents
Auto Loans

Members, Not Just Customers

Keeping ATM and Debit Cards In Working Order

Privacy Notice

Holiday Closings

Artesian City FCU Member Share

AUTO LOANS
Don't Settle for More When
You Could Pay Less!

Members Not Just Customers

At Artesian City FCU, you’re not just a member — you’re an owner of the credit union! Members expect more value and deserve more respect than the average customer receives at non-cooperative financial institutions. Our first priority is serving the best interests of our members, not making profits for ourselves. It’s the reason we exist, and it will always be our commitment to you!

Shopping for the best deal on an auto loan can be confusing. It can be tempting just to take whatever loan the dealership offers when you choose your car and be done with it. After all, most auto loans are the same, more or less, right? Well that’s just it. The “more” can end up costing you hundreds of dollars over the life of your loan.

Artesian City Federal Credit Union wants you to have a loan that will cost you less. That’s why we offer auto loans with low rates, and no hidden pitfalls.

Your rate could be as low as 4.25% APR*.

Often the dealer rates that sound so good carry many restrictions or cause you to forfeit a rebate that could be applied to a down payment. And most people won’t qualify for the lowest advertised rate.

What should you do? Before you sign anything at a dealership, call the credit union first at (229) 436-0869. Let Matthew Lawson, our new loan officer, run the numbers so you won’t have to settle for more when you could be paying less.

*Annual Percentage Rate.

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