Artesian City Federal Credit Union

Share Rates $100 minimum investment
*Annual Percentage Yield is accurate as of March 31, 2008. These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type Dividends Compounded: Quarterly Dividends Crdited: Quarterly Dividend Period: Calendar Quarter Balance Method: Average Daily Balance	Dividend Rate	Annual Percentage Yield
Regular Share Account Minimum Balance to Earn Stated APY: $100 Account Transfer Limitations Apply	1.25%	1.26%
Christmas Club Account Account Transfer and Withdrawal Limitations Apply	1.00%	1.00%
Regular Share Draft Account Minimum Opening Deposit: $50 Minimum Balance to Earn Stated APY: $300	.75%	.75%

Share Certificate (Compounding) Account
Minimum Opening Deposit	$1,500
Dividends Compounded	Quarterly
Dividends Credited	Quarterly
Dividend Period	Calendar Quarter

Terms

Dividend Rate

Annual Percentage Yield

6 months

2.85%

2.88%

1 Year

2.95%

2.98%

2 Year

3.05%

3.09%

Share Certificate (Non-compounding) Account
Minimum Opening Deposit	$1,500
Dividends Compounded	--
Dividends Credited	Quarterly
Dividend Period	Calendar Quarter

Terms

Dividend Rate

Annual Percentage Yield

6 months

2.85%

2.88%

1Year

2.95%

2.98%

2Year

3.05%

3.09%

*Annual Percentage Yield is accurate as of April 30, 2008. These rates may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Additional Deposits:	Not Allowed
Withdrawals:	Allowed - With Penalty
Renewable:	Automatic

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